Exploring The World, Safeguarding Your Wealth
Whether you’re planning a weekend getaway or a bucket-list adventure, protecting your personal and financial well-being on the go is just as important as packing your passport. Here we offer practical guidance designed to help minimize risks while you travel, from digital security to emergency preparedness. We’ll also take a moment to celebrate an exciting milestone for one of our own.
Secure Travel, Strong Finances, Trusted Guidance
How To Help Protect Your Information On The Go
Public Wi-Fi networks, hotel business centers, and unfamiliar digital environments can all pose risks when you’re traveling. But a few simple steps can go a long way in helping preserve your personal and financial information:
Use a VPN (Virtual Private Network): A VPN encrypts your internet traffic, adding a layer of security to help minimize unauthorized access when you’re connected to public Wi-Fi.
Turn Off Auto-Connect Settings: Prevent your device from automatically connecting to open networks, which can be exploited by hackers.
Enable Two-Factor Authentication: This extra step helps preserve your sensitive data, especially when accessing financial accounts.
Bring a Backup: Consider a physical backup (such as a printed itinerary or a paper copy of your passport) in case digital access is disrupted.
Travel is meant to be enriching, not risky. By preparing your devices and practicing good digital habits, you can help preserve peace of mind as you explore.
Prepare for the Unexpected with Insurance and Emergency Funds
Even the best-laid plans can hit turbulence. Travel insurance is a smart way to help mitigate the financial fallout from unexpected event, including trip cancellations, medical emergencies, and travel delays.
Many insurance policies are now more comprehensive, offering coverage for illness-related issues, extreme weather disruptions, and even missed connections. But it’s still important to read the fine print to understand what’s included.
We also recommend maintaining an accessible emergency fund while traveling, ideally a mix of local currency, a reliable credit card, and digital payment options. This approach is designed to help minimize stress and keep you nimble in case of sudden changes.
Whether you’re headed overseas or exploring closer to home, a layered approach to financial preparedness can help preserve your experience, and your wallet.
Michael Lipkins Honored at Raymond James Global Top Advisors
We’re proud to share that Michael Lipkins was recognized as one of the 2025 Raymond James Global Top Advisors, an exclusive event honoring 60 of the highest-producing advisors across the firm.
Held in April 2025, these two-day gathering spotlights top-tier performance based on 2024 fiscal year production. We are thrilled to see Michael’s commitment and leadership acknowledged in this way.
Michael’s recognition is a testament to the service and attention he brings to our clients — and we thank you for being part of the journey.
Thinking about travel plans for the year ahead? Let’s work together to align your financial strategies with your lifestyle goals. We’re here to help preserve your financial confidence, wherever you go. Connect with us today to schedule a planning session before your next departure.
Disclosures
The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Any opinions are those of Phases Financial Group and not necessarily those of Raymond James.
The information and opinions provided herein are provided as general market commentary only and are subject to change at any time without notice. This commentary may contain forward-looking statements that are subject to various risks and uncertainties. None of the events or outcomes mentioned here may come to pass, and actual results may differ materially from those expressed or implied in these statements. No mention of a particular security, index, or other instrument in this report constitutes a recommendation to buy, sell, or hold that or any other security, nor does it constitute an opinion on the suitability of any security or index. The report is strictly an informational publication and has been prepared without regard to the particular investments and circumstances of the recipient.
Past performance does not guarantee or indicate future results. Any index performance mentioned is for illustrative purposes only and does not reflect any management fees, transaction costs, or expenses. Indexes are unmanaged, and one cannot invest directly in an index. Index performance does not represent the actual performance that would be achieved by investing in a fund.