Financial planning for every phase of life
Together, we’ll tackle today’s priorities and unlock tomorrow’s opportunities.
Financial planning for every phase of life
Together, we’ll tackle today’s priorities and unlock tomorrow’s opportunities.
Michael Lipkins has been named to the 2024-2026 Forbes Best-in-State Wealth Advisors list.
Every financial decision shapes your path forward. We walk alongside you to align wealth with your values and give you confidence through every phase of life.
About Us
We’re a team of financial advisors who understand the unique challenges faced by professionals and families.
Our Approach
A structured process that evolves with your life.
Our Services
Strategic solutions for your financial phases.
Recognition
Awards acknowledging our commitment to thoughtful wealth guidance.
Who We Are
A Team Focused on Partnership
We are Phases Financial Group, an independent team of financial advisors based in Palo Alto. We focus on understanding what matters most to you and shaping wealth strategies that support your goals as life evolves.
Fiduciary Focus
We always act in your best interest in our advisory relationships. That commitment guides every decision we make together.
Client Community
We intentionally maintain a boutique practice so you receive the personal attention and thoughtful guidance you deserve.
Global Experience, Personal Touch
Our global market experience shapes the strategies we build, while our size keeps us closely connected to your needs.
Accolades
Our Awards and Recognition
2026
Raymond James
Private Wealth Office1
2025
Raymond James
Global Top Advisor2
2025
Raymond James
Chairman’s Council3
2024
Wharton School Certificate in Portfolio Management
Juan Rojas
2019
Accredited
Investment Fiduciary®
Michael Lipkins | Juan Rojas
2004
Accredited Asset
Management Specialist®
Juan Rojas, AAMS®
Michael Lipkins is the recipient of the following awards and recognition: Raymond James Private Wealth Advisor, 2026 Forbes Best-in-State Wealth Advisor, 2025 Raymond James Global Top Advisor, 2025 Raymond James Chairman’s council, and 2025 AdvisorHub 250 Advisors to Watch under $1B.
1Private Wealth Advisor is a designation awarded by Raymond James to financial advisors who have demonstrated mastery in anticipating and managing the expansive financial needs of high-net-worth individuals, families and organizations.
2The Raymond James 2025 Global Top Advisors is a 2-day event that takes places in Montreal April 14-16th. The event brings together 60 of the highest producing advisors across the firm, though that number may vary based on those who are invited and available to attend the event. These top producing advisors were selected based on 2024 fiscal year production. Attendance at this event may not be representative of any one client’s experience, is not an endorsement, and is not indicative of an advisor’s future performance. No fee is paid in exchange for being invited to this event.
3Membership is based on prior fiscal year production. Requalification is required annually. The ranking may not be representative of any one client’s experience, is not an endorsement, and is not indicative of an advisor’s future performance. No fee is paid in exchange for this award/rating.
4The 2025 AdvisorHub 250 Advisors to Watch under $1b ranking is based on an algorithm of criteria, focused on three key areas: Quality of Practice, Year-Over-Year Growth, and Professionalism & Character. The rankings weigh the scores in Quality and Growth more heavily than other areas. Time period upon which the rating is based is from 12/31/2023 – 12/31/2024, and was released on 6/20/2025. Advisors considered have a minimum of seven years’ experience, a clean regulatory record with 2 or fewer complaints and no significant judgements, must have been with their current firm for at least two years and in good standing, and have at least $100 million in assets under management. Out of 1,972 total nominations received, 250 advisors received the award. This ranking is not based in any way on the individual’s abilities in regards to providing investment advice or management. This ranking is not indicative of advisor’s future performance, is not an endorsement, and may not be representative of individual clients’ experience. Neither Raymond James nor any of its Financial Advisors or RIA firms pay a fee in exchange for this award/rating. Compensation provided for using the rating. Raymond James is not affiliated with AdvisorHub.
Testimonials
Kind words from our community.
*This statement is a testimonial from current clients and relative to the advisors as date shown, and may no longer be applicable or a current client. No compensation was paid in exchange for the testimonial, it was not solicited by the advisor, and the client consents to use this testimonial in the advisor’s advertisements. The testimonial is not representative of all clients experience with the advisor, not based on performance, and not a guarantee of future performance or success. Investing involves risk and isn’t always profitable.
Who We Serve
We partner with people who value personal attention and thoughtful planning through life’s key stages:
Navigating Career Chapters
From changing roles to unexpected layoffs—and every pivot in between—we help individuals navigate career transitions with clarity and intention. We guide clients through managing concentrated stock, evaluating rollover options, and planning next steps with thoughtful, tax-aware strategies.
Female Investors
We partner with women who are building wealth, navigating change, and shaping their own financial futures. Whether you’re leading in your career, managing a household, or moving forward after divorce or widowhood, we offer thoughtful guidance tailored to your goals.
Planning Across Generations
From grandparents to grandchildren—and every branch in between—we help families build, preserve, and pass on wealth with intention. We guide investors to align personal and professional finances, plan for growth or exit, and create long-term wealth strategies.
Pre-retirees
We guide professionals preparing for retirement or navigating career transitions with strategies designed to support long-term independence and a fulfilling next chapter.
Our Services
Wealth Management as Unique as You
Your financial life is more than numbers. It’s a reflection of your goals, values, and vision for the future. We craft intentional, tailored strategies designed to help you grow and preserve your wealth while fostering lasting confidence through every stage of your journey.
Giving Back
Community Impact
We believe progress goes beyond finances. Through partnerships with organizations, we support local and international initiatives that create lasting positive change.
